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Retirement Income Planner

Model whether your savings will last through retirement, accounting for all income sources including your NQDC plan.

Your Timeline
Planning horizon — not life expectancy
% of current income needed in retirement
Investment Returns
Savings & Contributions
401(k) / IRA
Other Savings
Guaranteed Income
NQDC Plan
This estimate does not account for taxes on withdrawals (NQDC distributions are taxed as ordinary income), inflation, healthcare costs, or sequence-of-returns risk. NQDC balances lack ERISA protection and are subject to employer insolvency risk.
Calculating...
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Total projected assets at retirement
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Annual income needed
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SS + pension (guaranteed/yr)
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Portfolio must cover (avg annual gap)

Important Disclaimer

The information, materials, and content provided herein are for demonstration and illustrative purposes only. Any figures, projections, or outputs shown are hypothetical/simulated and not indicative of actual or future results.

Karr Barth Administrators (KBA) and its employees do not provide investment, tax or legal advice. No material should be construed as investment, tax or legal advice, or as a recommendation, solicitation, or offer to buy or sell any security, financial product, or service, or to engage in any particular financial strategy or transaction in any vehicle administered by KBA.

While KBA strives to keep information current, information may be outdated. Do not rely on this information as a substitute for individualized professional guidance. Before making any financial, investment, tax, or legal decisions, you should consult with a qualified financial professional, tax advisor, attorney, or other appropriate professional who can evaluate your specific circumstances, objectives, and needs.